Legal expenses insurance for businesses
Annual cover that protects your business against the cost of legal disputes before they happen, from employment claims to tax investigations.
Protection for the disputes businesses face most
Cover levels and sections vary by insurer. Typical policies include the following.
Employment disputes
Defending tribunal claims brought by employees, including the cost of awards in many policies.
Contract disputes
Pursuing or defending disputes with customers and suppliers over goods and services.
Tax investigations
Professional fees for responding to HMRC enquiries and VAT disputes.
Property disputes
Disputes over the premises you own or rent, including nuisance and trespass.
Debt recovery
Help recovering undisputed debts owed to the business.
Legal advice helpline
Access to legal guidance on business matters, often available around the clock.
Cover sized for your business
From sole traders to established companies with large workforces, we look at your sector, your staff numbers and the risks you face, then find a policy that fits.
Policies are arranged with specialist legal expenses insurers through Alternative Insurance Brokers.
Request a quoteHow is commercial legal expenses insurance different from ATE?
Commercial legal expenses insurance is bought before any dispute arises and renews each year, covering a range of future legal issues. ATE insurance is bought for a specific dispute that has already arisen.
Can it be added to an existing business policy?
Legal expenses cover is often available as an add on to a commercial combined or property policy, or as a standalone annual policy. We can look at both options.
Is there a legal helpline?
Most commercial legal expenses policies include a legal advice helpline, so you can get guidance on a legal question before it becomes a dispute.
Protect your business before a dispute starts
Speak to us about annual legal expenses cover.